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So different with a child right? Everything takes more time and you are forced to slow down. It’s a great thing! Enjoy the little moments, they are so fleeting! Question: have you thought about investing your NCF in a savings account or CD that pays a little more than a money market? We have our cash fund earning almost 2% in a savings account. It’s safe, insured (till a certain amount) and it provides extra income that a money market is not providing right now.
Hi Jana,
Yes! It’s no longer about getting everything on the list done. There are days that if I get to one thing on the To Do list, I’m happy! 🙂
About the NCF, we have it in the Vanguard PMM which is earning 2.48% as of now. We avoid CDs since we don’t know when we’ll find our dream home and want the flexibility to withdraw without penalty. And yes, even though it’s not “insured”, I’m not too concerned because it all hell breaks loose and such a huge money market fund loses money, I’m sure there’ll be a government bailout. 😉
The PMM fund also holds treasury bills, CDs, and other insured vehicles. Great question and good hearing from you!