From Debt to Early Retirement: Our Net Worth Journey and Why You Should Start Tracking Yours

When my wife and I first calculated our path to financial independence (FI), we estimated we'd reach our goal in early 2020. Little did we know that this simple act of tracking our net worth would become one of the most crucial steps on our journey to early retirement. Our Story: From Financial Stress to Freedom Before discovering the FIRE (Financial Independence, Retire Early) movement, I was drowning in debt while my wife was debt-free. Despite this disparity, we shared a common goal: achieving financial independence. This alignment made it easier for me to tackle my debt and for us to become a united force in our quest for financial freedom. We started tracking our net worth diligently in 2013, the year before we got married. At