FIRE Journey Update: Approaching the Homestretch with Excitement and Caution

Six years ago, my wife Tatiana and I discovered FIRE (Financial Independence—Retire Early) and charted our course towards this ambitious goal. While our plans have evolved—we're no longer considering moving abroad after early retirement—our core objectives remain unchanged. Milestones and Progress Last year, we hit a significant milestone: achieving Financial Independence (FI)! But we didn't stop there. We continued saving for a house while bolstering our retirement accounts. We increased our FI target to 25 times our projected annual spending, providing an extra cushion for our early retirement funds. 2017 was exceptionally strong for us financially, and now we're in the homestretch. The prospect of freedom from a work sched