Living Our FIRE Journey: July 2022 Spending Report

Transparency in early retirement living: A detailed look at our monthly expenses and cash flow management The Why Behind Our Spending Reports Tracking expenses isn't just about numbers—it's about empowerment. Even in early retirement, we meticulously monitor our spending for two critical reasons: Understanding our real-world cash flow patterns Ensuring we stay well below the 4% Safe Withdrawal Rate (SWR) For 2022, we've set our annual withdrawal at $41,100 ($3,425 monthly) from our Freedom Fund Portfolio—significantly below our inflation-adjusted maximum of $51,497. The remainder of our living expenses comes from rental property income. July 2022 By the Numbers Total Monthly Spending: $4,276 Under our $4,425 month