Hey there, fellow financial freedom lovers! It's time for our monthly Freedom Fund update, and boy, do we have some exciting news to share. We're inching closer to our goal of financial independence, and we can almost taste the sweet nectar of early retirement! The Big Picture: Where We Stand As of September, our Freedom Fund sits at a whopping 90% of our target. Can you believe it? We're so close we can practically hear the beach waves calling our names! Our investments can now cover $31,800 in annual expenses, leaving us just $3,200 short of our $35,000 annual income goal. Talk about progress! Now, I know what you're thinking—"But what about market fluctuations?" Well, here's the scoop: August was a bit of a rollercoaster.
José
José concluded his distinguished 13-year career at Vanguard at age 44, stepping away from corporate life to embrace an early retirement. As a project manager, he expertly orchestrated the creation and delivery of educational materials—both digital and print—for 401(k) participants, ensuring resources reached millions of investors. Today, he embraces life's simpler pleasures: quality time with family, pursuit of passion projects, discovery of new adventures, and leisurely meals in his garden oasis.
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Congrats on the progress! That’s a good point about health and relationships. I did expect to be more active, but had not anticipated how much my calendar would be filled by time spent with family and friends. When I was working we had to pick and choose which events we could spare time to attend. Now that I am done we have no excuses. Over the last few months I have connected many friends and family that I had not seen in a decade.
Hi MCK!
You’re a testament to this statement: Early retirement means that your time will be filled by reconnecting with family and friends. Thanks for stopping by!
Job well done!!!! Haters gonna hate. The whambulance is probably going off on you soon claiming you “cheated” or to explain out that this doesn’t happen to normal people — he did something”special” that doesn’t apply to the average joe.
Keep up the good work. Looking forward to the 100% celebration next summer!
Thanks LM! Yeah, I can not even begin to imagine what they’ll say. People will always talk no matter what you do so might as well do what makes you happy. 🙂
The market will probably keep the numbers interesting but as long as we continue investing and moving along with our plans we’ll be more than okay. Thanks for stopping by.