The Freedom to Choose: Why We Pursue Financial Independence

Have you ever found yourself wishing you could extend a family vacation indefinitely, free from the constraints of work commitments? I recently experienced this feeling during a delightful five-day stay in Rhode Island with my father and family. As I reluctantly packed my bags to return to Pennsylvania, I was reminded of the deeper purpose behind our journey towards financial independence. Photo by fauxels on Pexels.com More Than Money: The Heart of Our Journey Many people misunderstand our frugal lifestyle, assuming we're simply hoarding wealth or depriving ourselves of life's pleasures. They ask, "Why not enjoy it all now? You can't take it with you when you die." But they're missing the point entirely. This journey has never

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José

José concluded his distinguished 13-year career at Vanguard at age 44, stepping away from corporate life to embrace an early retirement. As a project manager, he expertly orchestrated the creation and delivery of educational materials—both digital and print—for 401(k) participants, ensuring resources reached millions of investors. Today, he embraces life's simpler pleasures: quality time with family, pursuit of passion projects, discovery of new adventures, and leisurely meals in his garden oasis.

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Jose
Admin
9 years ago

Yes indeed. The few that get it and get to enjoy life outside of the cubicle build lifetime memories.

Mrs. GoodLife
9 years ago

Oh the woes of not having enough time, even when you are making good money. Time is such a precious commodity and not worth giving it up for a 9-5 for 50 years of your life. I think your mindset is what makes people eligible for FI. Not everyone wants to live within their means and sacrifice to accumulate money and then live life in their own terms. But the few that do get the point that it’s not the material possessions, it’s the memories built away from the paycheck that really count.

Mr Crazy Kicks
9 years ago

You have made some awesome progress. Independence is great and the idea of abundance sounds nice too! I see you have traveled a good bit, is there a particular place you plan to live abroad?

Jose
Admin
9 years ago
Reply to  Mr Crazy Kicks

Thanks Mr. CK!
Tanya is the bigger traveler as she just got back from a 20-day trip to Belarus. I’m just getting started. 🙂 We’re planning to live in Punta Cana and make the DR our base during our first years of early retirement but we’re keeping things flexible so that we can change plans if we feel the need to. It’s not like we need to rush and move to a more permanent place right away so we’re also playing with the idea of traveling the world during our first year of ER, staying in one continent months at a time. This might include doing the Caribbean, Latin America, Asia and Europe. Thanks for reading and commenting.

LM
LM
9 years ago

We are in “Agency” and love it! Nothing like waking up in the morning and knowing you don’t owe anyone anything, and that all moneys that used to go to payments now go to a mutual fund, which in turn SENDS YOU interest 🙂

Jose
Admin
9 years ago
Reply to  LM

Congratulations. That’s impressive. Most people get stuck in Stability because they keep on spending as if they were in the Abundance stage.

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