Our Vision: A Life Without Financial Constraints
Imagine a life where money isn’t a constant worry. A life where you can:
- Travel wherever your heart desires
- Spend quality time with loved ones
- Pursue passions that truly feed your soul
- Live on your own terms, free from the 9-to-5 grind
Sounds like a dream, doesn’t it? At Crucial Wealth, we believe this lifestyle is within your reach. We’re here to show you how to achieve financial independence (FI) and break free from the cycle of living paycheck to paycheck.
Who We Are: Meet Tatiana and José
Tatiana: The Cultural Chameleon
I’m a salsa-dancing, globe-trotting ball of energy with a unique perspective on life. Born in Belarus, raised in Lithuania, studied in Spain, and now living in the United States, I bring a multicultural flavor to our financial advice.
My journey to financial independence wasn’t easy. As an immigrant who arrived in the US at 13, I know what it’s like to struggle. But through determination and smart financial choices, I achieved FI by 31. Now, I’m here to share my insights and help you tap into your inner strength to achieve your financial goals.
José: The Resilient Learner
I’m a Dominican immigrant who came to the US at 12. My path has taken me through Rhode Island, New York, Pennsylvania, and Florida, teaching me valuable lessons along the way.
After college, I fell into the trap of chasing the “American Dream” through a corporate job. But one day, I woke up and realized I needed to change my relationship with money. Now, I’m living my happiest years and want to help others do the same.
Our Journey: From Enchumbao to Crucial Wealth
We started our first blog, Enchumbao, in 2015 to document our FIRE (Financial Independence/Retire Early) journey. With our combined experience in managing our own investments, we wanted to create a resource for friends and family interested in FI.
Our story caught the attention of mainstream media, even being featured on MarketWatch. On July 19, 2019, we officially retired from corporate America.
Now, we’re excited to bring you Crucial Wealth—a platform focused on helping you build the necessary wealth for true financial independence.
Why Crucial Wealth?
We understand the financial struggles you might be facing:
- Feeling like there’s “too much month left at the end of the money”
- Confusion about investing and retirement accounts
- Overwhelming debt
- Difficulty budgeting effectively
- Lack of support from friends and family who don’t understand your FI goals
We’ve been there, and we’re here to help you navigate these challenges.
Our Core Beliefs
- Wealth is achievable for everyone, regardless of background or circumstances.
- Success requires thinking differently and evolving as a person.
- Financial independence opens doors to happiness, but true joy comes from experiences and relationships.
- You have more control over your life than you realize—it starts with taking action.
- Setbacks are not failures; they’re opportunities to learn and grow stronger.
Join Our Community
Ready to take control of your financial future? Here’s how you can get started:
- Subscribe to our mailing list for exclusive updates and insights.
- Explore our articles to learn practical strategies for building wealth.
- Join the conversation in our comments section and connect with like-minded individuals.
Remember, you have what it takes to gain financial control and build the life you dream of. We’re here to support you every step of the way.
Welcome to Crucial Wealth, where your journey to financial independence begins!
