Financial Independence Calculator
Discover how your savings rate directly impacts your journey to financial independence. Adjust the values below to see how small changes can dramatically reduce your time to financial freedom.
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Your Results
At a 25% savings rate, you could reach financial independence in:
32.5 years
Based on the 4% rule and assuming consistent returns
Note: This is a simplified calculation based on the 4% safe withdrawal rate. It assumes your investments will grow at a real rate of return (after inflation) of approximately 5-7% annually. Your actual results may vary based on market conditions, inflation, and personal circumstances.
