The year was 2006. The iPhone didn't exist, Twitter had just launched, and I was taking my first tentative steps into the world of investing through my company's retirement plan at Vanguard. Little did I know that those modest initial contributions would set me on a path to achieving something remarkable: financial independence and early retirement by age 44.
Looking back from 2024, the journey feels almost surreal. What started as small, automatic paycheck deductions has blossomed into a portfolio that now sustains our family's lifestyle, allows us to raise our children on our . . .
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