Hello, fellow financial freedom lovers! As we settle into 2023, I'm excited to share our complete 2022 spending report, with a special focus on how inflation has impacted our early retirement budget. This year was particularly interesting as we welcomed our beautiful daughter Lina while navigating rising costs across nearly every spending category. 2022 at a Glance: The Big Picture Our total spending for 2022 came to $60,703—slightly higher than our early retirement target, but with good reason. This year included several one-time expenses, particularly related to Lina's birth and some home maintenance needs. Let's dive into where our money went and what we learned along the way.
2022 Spending Categor
José
José concluded his distinguished 13-year career at Vanguard at age 44, stepping away from corporate life to embrace an early retirement. As a project manager, he expertly orchestrated the creation and delivery of educational materials—both digital and print—for 401(k) participants, ensuring resources reached millions of investors. Today, he embraces life's simpler pleasures: quality time with family, pursuit of passion projects, discovery of new adventures, and leisurely meals in his garden oasis.
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