As we sip our New Year's Day coffee and pore over last year's expenses, a tradition we've maintained since starting this blog, we're reminded of the rollercoaster that was 2016. It was a year of financial stability, emotional challenges, and personal growth. Join us as we break down our spending, share our insights, and set new goals for the coming year. The Year in Review: Triumphs and Tribulations 2016 brought us both financial success and emotional hardship. While our monetary situation remained stable, we faced a significant personal loss with the passing of my mother. This experience reinforced our belief in the importance of spending time with loved ones and pursuing financial independence to create more of those precious moment
José
José concluded his distinguished 13-year career at Vanguard at age 44, stepping away from corporate life to embrace an early retirement. As a project manager, he expertly orchestrated the creation and delivery of educational materials—both digital and print—for 401(k) participants, ensuring resources reached millions of investors. Today, he embraces life's simpler pleasures: quality time with family, pursuit of passion projects, discovery of new adventures, and leisurely meals in his garden oasis.
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I’m impressed with your decision to cut out alcohol, especially since it was trending the opposite direction. Will be interested to hear if you are able to do it!
Hi PFK-
Yes, it feels kind of crazy to make such a commitment, but I’m up for the challenge and I’ll definitely report on it. Now I’m not saying it will be easy but we’ve been successful so far. I haven’t drank since mid December and the alcohol expenses are at $0 for the year. Now what to do with the newfound money? Keep investing! 🙂 Thanks for stopping by.