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This year has been a blessing of sorts. We made a good decision last year to go to cash and during the crash we took the opportunity to reinvest. Since we had to cancel international vacations and eating out, we also saved more money during the pandemic and yes, food prices are getting higher and higher and so is everything else. Inflation rate is actually misleading, because it doesn’t include food and gas costs…which are two major expenses in any household….
I always enjoy reading these updates. Our portfolio looks just like your chart, we took a big hit in March and it bounced back up in April. We are still at a negative for the year since it went down the first quarter but it looks like we might end the year with positive growth if it continues to go up. In regards to goals, we put a big dent on our debt since student loans have not been charging interest. Most of the money that we are saving on daycare is going straight to debt. Good year so far financially. I hope you guys are staying safe!
Hi! Taking unexpected savings from one category to pay off debt is a great strategy. Well done!