Our 2019 Household Spending: Balancing Home Improvements and Financial Independence

Hello everyone! What a year 2019 was, and what a start to 2020 we've had. As I write this, we're in the midst of a global pandemic, and I know many of you are concerned about your health, jobs, and financial situations. Some are even wondering how those of us pursuing FIRE (Financial Independence, Retire Early) are handling these uncertain times. I want to assure you that we're doing fine here in Florida, where we're currently snowbirding. Despite the quarantine measures preventing our return home, life goes on much as usual for us. While we're certainly concerned about the broader impact of this crisis, worrying about our own finances is the last thing on our minds. Yuna enjoying her bongos. 2019: The End of a Bull Market 2019

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José

José concluded his distinguished 13-year career at Vanguard at age 44, stepping away from corporate life to embrace an early retirement. As a project manager, he expertly orchestrated the creation and delivery of educational materials—both digital and print—for 401(k) participants, ensuring resources reached millions of investors. Today, he embraces life's simpler pleasures: quality time with family, pursuit of passion projects, discovery of new adventures, and leisurely meals in his garden oasis.

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