Have you ever sat in a team meeting, listening to colleagues discuss retirement, and felt a spark of possibility? That's exactly what happened to me recently. As my coworkers debated the merits of traditional retirement, I found myself silently contemplating a different path—one that leads to financial independence and early retirement. Photo by Nita The Early Retirement Mindset Early retirement isn't about sitting on a porch and watching the world go by. It's about freedom, purpose, and living life on your own terms. It's a chance to reinvent yourself, pursue passions, and create a lifestyle that truly resonates with your values. More importantly, it's about building what we like to call "FU money"—a cushion that gives you the
José
José concluded his distinguished 13-year career at Vanguard at age 44, stepping away from corporate life to embrace an early retirement. As a project manager, he expertly orchestrated the creation and delivery of educational materials—both digital and print—for 401(k) participants, ensuring resources reached millions of investors. Today, he embraces life's simpler pleasures: quality time with family, pursuit of passion projects, discovery of new adventures, and leisurely meals in his garden oasis.
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