Two Years to Go: Preparing for the Leap into Early Retirement

As we approach the final stretch of our journey to financial independence and early retirement (FIRE), I can't help but reflect on how far we've come. It's been a whirlwind of emotions, calculations, and life-changing decisions. Today, I want to share our progress, our strategy shifts, and the excitement (mixed with a hint of nervousness) as we near our goal. The Evolution of Our Freedom Fund When we started this journey in 2012, the idea of retiring early seemed like a distant dream. We diligently built our Freedom Fund, a combination of index-based investments, rental property, and savings. Our initial goal was to cover a $35,000 annual spending budget, which we proudly achieved in January of this year. But we didn't stop there.